So, you’re thinking about moving to Florida.
Maybe you’re tired of paying $15,000 to $25,000 a year in property taxes.
Maybe you want sunshine, lower taxes, newer homes, and a lifestyle that feels like you’re on vacation every day.
Or maybe you’ve been researching communities like Nocatee, RiverTown, SilverLeaf, Shearwater, and Del Webb Saint Johns.
The homes are beautiful. The amenities are incredible. The schools are among the best in Florida.
And the weather? That part speaks for itself.
But before you pack the moving truck, you want answers to the questions that actually matter.
- How good are the schools?
- What will my property taxes look like?
- What are CDD fees?
- Which neighborhoods are best for families?
- Where should retirees focus?
- How far is the drive to Jacksonville?
- What does it really cost to live here?
If you’re asking those questions, you’re in the right place.
This guide is designed to give you a clear, honest overview of what it’s like to live in St. Johns County so you can make an informed decision with confidence.
Why So Many People Are Moving to St. Johns County
St. Johns County has become one of the most sought-after places to live in Florida.
Located just south of Jacksonville, it offers a rare combination of:
- Excellent public schools
- Modern master-planned communities
- Resort-style amenities
- Lower taxes
- Safe neighborhoods
- Easy access to beaches, golf, and outdoor recreation
For many buyers relocating from the Northeast and Midwest, it delivers a significant lifestyle upgrade.
Schools: One of the Biggest Reasons Families Move Here
The St. Johns County School District is widely recognized as one of the top-performing school districts in Florida.
That reputation is one of the biggest reasons families choose this area.
Popular communities with strong school appeal include:
- Nocatee
- RiverTown
- Shearwater
- SilverLeaf
- Beacon Lake
If schools are your top priority, always confirm the assignment for the exact address you are considering, since attendance boundaries can change.
Property Taxes in Florida
One of Florida’s biggest financial advantages is simple:
There is no state income tax.
That can save many households thousands of dollars every year.
Property taxes in St. Johns County are generally much lower than in states like New Jersey, New York, and Connecticut.
A $600,000 home may have annual property taxes in the approximate range of $6,000 to $9,000, depending on exemptions and whether the property includes a CDD assessment.
If you make Florida your primary residence, you may also qualify for the Homestead Exemption, which can reduce your taxable value and limit future increases.
What Are CDD Fees?
If you’re relocating from outside Florida, this is one of the most common questions.
A Community Development District (CDD) fee helps pay for the infrastructure and amenities that make these communities so attractive.
That may include:
- Roads and utilities
- Clubhouses
- Resort pools
- Fitness centers
- Parks and trails
- Landscaping and common areas
The fee appears on your annual property tax bill and is often included in your monthly mortgage escrow.
Many communities in St. Johns County have CDD fees, including RiverTown, Shearwater, SilverLeaf, and Nocatee.
For many homeowners, the amenities and overall lifestyle make the cost well worth it.
Best Neighborhoods for Families
RiverTown
A riverfront community known for trails, parks, and outstanding amenities.
Shearwater
Popular for its water park, kayaking, and strong sense of community.
SilverLeaf
A rapidly growing community with a wide range of builders and floor plans.
Nocatee
Nationally recognized for top-tier amenities and proximity to the beach.
Beacon Lake
Family-friendly and centered around a large recreational lake.
Best 55+ Communities
If you’re looking for an active adult lifestyle, St. Johns County offers several excellent options.
Del Webb Saint Johns
A vibrant active adult community with extensive amenities and social opportunities.
Del Webb Nocatee
A premier 55+ community close to beaches and shopping.
Reverie at TrailMark
A smaller, more intimate active adult community.
Commute Times to Jacksonville
Many residents enjoy suburban living in St. Johns County while working in Jacksonville.
Typical commute times vary depending on traffic and destination:
- St. Johns to Southside Jacksonville: 30–45 minutes
- Nocatee to Downtown Jacksonville: 35–50 minutes
- RiverTown to Jacksonville Naval Air Station: 40–55 minutes
- Ponte Vedra to Mayo Clinic: 15–25 minutes
Choosing the right community can significantly improve your daily routine.
What Does It Cost to Live Here?
Your total monthly housing cost may include:
- Mortgage payment
- Property taxes
- Homeowners insurance
- HOA fees
- CDD fees
- Utilities
Although home prices may be higher than in some Florida markets, many buyers feel the value is exceptional because of the schools, amenities, and quality of life.
New Construction Opportunities
St. Johns County is one of the best places in Florida to purchase a new construction home.
Benefits often include:
- Modern floor plans
- Energy-efficient features
- Builder warranties
- Design customization options
Having your own Realtor costs you nothing extra and provides expert guidance throughout the process.
Which Community Fits Your Lifestyle?
- For families: RiverTown, Shearwater, SilverLeaf, Nocatee
- For active adults: Del Webb Saint Johns, Del Webb Nocatee, Reverie at TrailMark
- For beach access: Nocatee and Ponte Vedra
- For nature and outdoor recreation: RiverTown and TrailMark
- For golf enthusiasts: World Golf Village
Frequently Asked Questions
Is St. Johns County a good place to raise a family?
Yes. The area is known for excellent schools, safe neighborhoods, and outstanding amenities.
Are CDD fees worth it?
Many buyers believe they are, especially when they value the amenities and infrastructure these communities provide.
How far is the beach?
Most communities are approximately 20 to 40 minutes from the Atlantic coast.
Can I use my own Realtor when buying new construction?
Yes. Builder compensation typically covers buyer representation.
Ready to Make Your Move?
Relocating to a new state can feel overwhelming, but you do not have to figure it out alone.
I help families, retirees, and professionals compare communities, understand taxes and CDD fees, and find the right home for their goals.
Call or Text Gail DeMarco: 904-640-8000
Serving St. Augustine, Ponte Vedra, Nocatee, RiverTown, and all of St. Johns County.
Whether you are relocating for work, retirement, or a better quality of life, I would be happy to help.