Neptune Beach Homes under $700,000

Neptune Beach Homes under $700,000

Welcome to Neptune Beach, Florida – a charming coastal community that perfectly blends the relaxed vibe of beach living with the conveniences of modern life. Nestled in Duval County, this idyllic town is known for its stunning shorelines, vibrant local culture, and welcoming atmosphere. With the Atlantic Ocean as your backdrop, Neptune Beach offers a lifestyle that many dream of, where sun-soaked days and balmy evenings become the norm.

One of the most appealing aspects of Neptune Beach is its diverse range of homes, particularly those priced under $700,000. Whether you’re a first-time homebuyer, a growing family, or looking for a cozy beach retreat, you’ll find an array of options that cater to your needs. From charming bungalows adorned with coastal decor to modern townhomes just a stone's throw from the beach, there’s something for everyone in this picturesque community.

Living in Neptune Beach means you’re never far from the sand and surf. Enjoy leisurely strolls along the beach, indulge in fresh seafood at local restaurants, or explore the nearby parks and recreational areas. The sense of community here is palpable, with friendly neighbors and local events that make it easy to feel at home.

With its affordable housing options and a lifestyle that celebrates the great outdoors, Neptune Beach is not just a place to live; it’s a place to thrive. Come discover your dream home in this coastal paradise and embrace the Neptune Beach way of life!

Newest Neptune Beach Homes under $700,000

2531 Waters Edge Drive, Neptune Beach
$375,000
2 Beds ⋅ 2 Baths ⋅ 2166536 MLS
A rare find in Neptune Beach with space, privacy and features that are hard to duplicate at the beach! This 2BR/1.5BA townhome sits on an oversized .24-acre property and offers beautiful Intracoastal and marsh views, plus a detached 2-car garage with its own electric meter and private driveway—an exceptional find at this price point. Inside is bright and inviting with spacious living and dining areas, stainless appliances and indoor laundry. Outdoor living is a highlight with a screened rear porch, generous fenced yard, additional side yard and a private balcony off the primary bedroom overlooking the Intracoastal landscape—perfect for enjoying the sunset. No HOA! With a detached garage, unusually large outdoor space, water views and a tucked-away setting, this property offers a combination of privacy and versatility rarely available in Neptune Beach.

2531 Waters Edge Drive, Neptune Beach
1125 Oceanwood Drive N, Neptune Beach
$589,900
4 Beds ⋅ 2 Baths ⋅ 2165282 MLS
Rare opportunity in the heart of Neptune Beach! This 4-bedroom, 2-bath home offers 1,499 sq ft of living space on an oversized .31-acre corner lot--an exceptional amount of land this close to the beach. Located less than a mile from the ocean and within walking distance of shopping and restaurants. This home delivers the Neptune Beach lifestyle you've been looking for. The kitchen, bathrooms, windows and more have been updated over the years, with recent improvements including a brand-new roof with a 20-year warranty, freshly painted interior and knockdown ceilings. The spacious privacy-fenced backyard features a permitted storage shed plus a double gate providing easy access for boat or RV storage. Plenty of room to entertain, garden, add a pool or simply enjoy your private outdoor space. A rare combination of location, lot size, updates and flexibility just minutes from the ocean!

1125 Oceanwood Drive N, Neptune Beach
509 Penman Road, Neptune Beach
$685,000
3 Beds ⋅ 2 Baths ⋅ 2161267 MLS
Welcome to 509 Penman Road, a completely renovated Neptune Beach gem just a short walk from the ocean! This stunning home has been thoughtfully updated from top to bottom with all-new major systems, including a new roof, HVAC, electrical, and plumbing, providing peace of mind for years to come. Step inside to discover beautiful luxury vinyl plank flooring throughout, an open and inviting layout, and a designer-inspired kitchen featuring custom shaker-style cabinetry, quartz countertops, and stainless steel appliances. The home truly shows like a model. The spacious, fully fenced backyard is perfect for entertaining, relaxing, or family gatherings, complete with a cozy fire pit and a brand-new sliding glass door that seamlessly connects indoor and outdoor living. Location is everything, and this home delivers. Enjoy a quick 5-minute walk to the beach and easy access to local shopping, restaurants, and everyday conveniences just moments away. Neptune Beach is one of Northeast

509 Penman Road, Neptune Beach
123 Sand Castle Way, Neptune Beach
$410,000
2 Beds ⋅ 3 Baths ⋅ 2159173 MLS
Have you seen this townhome 1 mile from the beach? Tucked back in the leafy Summer Sands community of Neptune Beach, yet so conveniently located. This well maintained, two-story home offers 2 bedrooms, 3 baths, a 1-car garage, granite countertops, and a second refrigerator in the garage that conveys at closing. The screened porch and private backyard create a peaceful spot for grilling, relaxing or entertaining. Enjoy the community pool and low-maintenance living with a $111 monthly HOA fee that includes lawn care, pool maintenance, and termite/pest control. Recent professional maintenance includes HVAC and plumbing service, dryer vent cleaning, gutter cleaning, pressure washing, and carpet cleaning. The HVAC and water heater were replaced in 2022. Just 15 blocks from the beach and Atlantic Beach Town Center, with restaurants, surf shops, boutiques, bookstores, and nightlife nearby. You and your pup will love nearby BrewHound + Bar Dog Park too! Take advantage of the Beaches lifestyle!

123 Sand Castle Way, Neptune Beach
1714 Lighty Lane, Neptune Beach
$699,900
3 Beds ⋅ 3 Baths ⋅ 2151564 MLS
Welcome to this well-maintained 3-bedroom, 2.5-bath home nestled on a peaceful cul-de-sac in desirable Neptune Beach. Surrounded by mature trees and featuring a large, fenced backyard, this property offers both privacy and plenty of outdoor space to enjoy. Inside, you'll find a distinctive sunken living room that adds character and warmth to the home. The spacious 20' x 30' screened porch creates the perfect setting for relaxing, entertaining, or enjoying Florida's year-round outdoor lifestyle. Major updates provide peace of mind, including all windows replaced in 2017 with transferable lifetime warranty, new roof installed in 2019, and A/C system replaced in 2021. All appliances convey, making this home move-in ready. Conveniently located just minutes from the beautiful Atlantic beaches, shopping, dining, and top local amenities, this property combines comfort, functionality, and an unbeatable coastal location. Square footage to be verified by buyer.

1714 Lighty Lane, Neptune Beach
2134 Rosewood Drive, Neptune Beach
$399,000
2 Beds ⋅ 2 Baths ⋅ 2151061 MLS
Enjoy the Beach Life in this highly sought after Coastal Community. Sample the Restaurants and Shops in Town Square at the shores of Neptune Beach. This is a great opportunity to own a property, newly renovated from Floor to Ceiling. Feels like new construction. Nestled in a nature-like setting captured in a quiet neighborhood and NO HOA. This 2-Story Townhome, with NEW ROOF (April 2026), is a 2 Bedroom, 1 1/2 Bath, all Upgraded. Vinyl Plank Flooring Downstairs and New Carpet Upstairs. Smooth Ceilings throughout. The Kitchen has Quartz Countertops, Subway-Tiled Backsplash. Brand New Frigidaire Stainless Steel Appliances, SS Sink. All Windows w/New Blinds. All new Lighting throughout and (3) Remote-Controlled Ceiling Fans w/Lights. Laundry Room, Bedrooms/Bath are located Upstairs. Large Closets. AC Unit Replaced (2023), New Hardy Board Siding, Windows, Garage Door and Patio Slider Replaced (2017). Large Patio w/Fenced Backyard & Trees! Also Available for Rent, MLS #2167725

2134 Rosewood Drive, Neptune Beach
2513 Waters Edge Drive, Neptune Beach
$288,000
2 Beds ⋅ 2 Baths ⋅ 2145161 MLS
Looking for affordable coastal living in Neptune Beach? This updated 2BR/1.5BA townhouse offers modern style and convenience with no HOA located minutes from the beach, shopping and local restaurants. Enjoy an open-concept living/dining area with updated flooring, fresh paint, and new lighting. The kitchen features updated appliances and modern fixtures. A stylish half-bath and large laundry room complete the main level. Upstairs includes two spacious bedrooms and a renovated full bath. The primary bedroom offers a private balcony with a view of the Intracoastal, perfect for morning coffee or evening sunsets. The screened-in back porch overlooks a fully fenced backyard with fresh landscaping; ideal for relaxing, entertaining or enjoying the coastal breeze. Major updates include a newer roof, HVAC, plumbing, and electrical panel for peace of mind. Don't miss your chance to own a move-in ready home in one of Northeast Florida's most desirable coastal communities!

2513 Waters Edge Drive, Neptune Beach
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