St. Johns Homes under $400,000

St. Johns Homes under $400,000

Welcome to St. Johns, Florida—a charming community that perfectly blends serene suburban living with easy access to vibrant urban amenities. Nestled in St. Johns County, this picturesque area is known for its stunning natural landscapes, top-rated schools, and a warm, welcoming atmosphere that makes it a fantastic place to call home.

St. Johns boasts a rich history, with beautiful parks and outdoor spaces that invite you to explore. The St. Johns River meanders through the area, providing ample opportunities for fishing, boating, and enjoying the great outdoors. With a mild climate year-round, residents can revel in sunshine and outdoor activities, whether it’s hiking the scenic trails or enjoying a family picnic at one of the local parks.

For those seeking a new home, St. Johns offers an impressive selection of properties priced under $400,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, you’ll find a variety of charming single-family homes, townhouses, and villas that cater to diverse lifestyles and preferences. Many of these homes feature modern amenities, spacious layouts, and beautiful yards, perfect for creating lasting memories.

Living in St. Johns means being part of a close-knit community with access to excellent schools, shopping centers, and dining options. With its friendly atmosphere and affordable housing options, St. Johns is not just a place to live; it’s a place to thrive. Come discover the hidden gem of Florida and find your dream home today!

Newest St. Johns Homes under $400,000

224 Brandon Lakes Drive, St. Johns
$349,900
2 Beds ⋅ 3 Baths ⋅ 2166919 MLS
Welcome to easy, low-maintenance living in sought-after SilverLeaf! This super clean, move-in-ready 2-bedroom, 2.5-bath home was built in 2022 and is ideally located just around the corner from the new SilverLeaf Publix, with shopping, dining, and everyday conveniences close by. Inside, you'll find a bright, open floor plan with wood-look tile throughout the downstairs and carpet only in the bedrooms. The beautiful kitchen features white cabinetry, stainless steel appliances including a gas range and French-door refrigerator, and a large California island overlooking the spacious family room. A convenient half bath is located downstairs, and the family room opens to a screened lanai—the perfect spot to relax and enjoy the peaceful lake view. Upstairs, updated stairs with wood treads and metal spindles add a stylish touch. Both bedrooms feature their own private full baths and spacious closets, creating a comfortable layout for owners and guests alike. Additional features include a gas gas range and French-door refrigerator, and a large California island overlooking the spacious family room. A convenient half bath is located downstairs, and the family room opens to a screened lanai—the perfect spot to relax and enjoy the peaceful lake view. Upstairs, updated stairs with wood treads and metal spindles add a stylish touch. Both bedrooms feature their own private full baths and spacious closets, creating a comfortable layout for owners and guests alike. Additional features include a gas tankless water heater, updated lighting, professional window treatments, and the peace of mind that comes with a newer home. Built in 2022, the roof, major systems, and appliances are only about three years old. The HOA makes maintenance easy by covering exterior maintenance, lawn care, pest control, and irrigation. Enjoy SilverLeaf's resort-style amenities including pools, pickleball courts, a dog park, playgrounds, and miles of walking paths, all in sought-after St. Johns County with convenient access to major roadways.

224 Brandon Lakes Drive, St. Johns
375 Servia Drive, St. Johns
$264,900
2 Beds ⋅ 3 Baths ⋅ 2166823 MLS
Step into this immaculate 2-bedroom, 2.5-bathroom townhome featuring a private, wooded backyard and patio perfect for relaxing. Located in the highly sought-after, A-rated St. Johns County School District, this property offers the perfect blend of top-tier education and convenience to local shopping and dining. Residents enjoy full access to Durbin Crossing's resort-style amenities, including two amenity centers, pools, tennis, basketball, and volleyball courts, a kids' play area, and a sports park. Best of all, low-maintenance living is yours with HOA-maintained landscaping and yard care.

375 Servia Drive, St. Johns
195 Scotch Pebble Drive, St. Johns
$300,000
3 Beds ⋅ 3 Baths ⋅ 2166349 MLS
Welcome to 195 Scotch Pebble Dr in desirable St. Johns! This well-maintained 3-bedroom, 2.5-bathroom townhouse offers comfortable living with the convenience of a single-car garage. The inviting layout provides plenty of space for everyday living and entertaining, while the backyard offers a peaceful view of mature trees—creating a private, relaxing setting. Enjoy the added convenience of a community pool, perfect for cooling off or enjoying sunny Florida days. The refrigerator, washer, and dryer are included, making this home move-in ready. Conveniently located near shopping, dining, parks, and other St. Johns amenities, this townhouse is an excellent opportunity to enjoy low-maintenance living in a desirable area. Come see everything this home has to offer!

195 Scotch Pebble Drive, St. Johns
80 Boulder Lane, St. Johns
$399,990
3 Beds ⋅ 2 Baths ⋅ 2166020 MLS
Coming Soon listing, no showings. Know someone who's been waiting for the right home at the right price? This one's coming soon and the kitchen alone is worth showing up for!

80 Boulder Lane, St. Johns
273 Dogleg, St. Johns
$365,000
2 Beds ⋅ 2 Baths ⋅ 2165344 MLS
Practically brand new -- this beautifully maintained paired villa is just one year old and move-in ready! Located in Stillwater Golf & Country Club, Jacksonville's premier 55+ active adult community in St. Johns County, it features 2 bedrooms, 2 baths, plus a versatile den, with stunning woodwork and thoughtful personal touches throughout. Enjoy the added privacy of the longest driveway in the community, plus a spacious 2-car garage. Stillwater offers true maintenance-free living paired with resort-style amenities included in your bundled membership: an 18-hole championship golf course designed by Bobby Weed, a Toptracer-equipped practice facility, resort-style pool, tennis and bocce ball courts, a full-service clubhouse, and a full calendar of social events. This is casual Southern elegance at its finest -- a lifestyle designed for the next chapter. Schedule your private tour today!

273 Dogleg, St. Johns
403 Southern Branch Lane, St. Johns
$220,000
2 Beds ⋅ 3 Baths ⋅ 2164589 MLS
Welcome to 403 Southern Branch Lane, a beautifully refreshed townhome in the gated Southern Creek community of Julington Creek Plantation. The interior has been recently repainted, and updated flooring was installed in 2023, creating a fresh, move-in-ready feel. The roof on this unit was replaced in 2022, offering added peace of mind. Residents enjoy a community pool within Southern Creek, along with access to Julington Creek Plantation's impressive resort-style amenities, including multiple pools, fitness facilities, sports courts, playgrounds and more. Conveniently located near highly rated St. Johns County schools, shopping, dining and major roadways, this townhome offers low-maintenance living in one of Northwest St. Johns County's most desirable communities.

403 Southern Branch Lane, St. Johns
110 Fly Line Drive, St. Johns
$350,000
2 Beds ⋅ 2 Baths ⋅ 2164230 MLS
Enjoy effortless Florida living in this beautifully appointed River model villa in the gated 55+ community of WaterSong at RiverTown. Built in 2023 and offering 1,430 square feet, this thoughtfully designed home features 2 bedrooms, 2 baths, a private office/den, a 2-car garage, tranquil pond views, and a low-maintenance lifestyle that makes it an ideal primary residence, seasonal retreat, or second home. Step inside to find wood-look ceramic tile plank flooring throughout, recessed LED lighting, designer window and door casings, and stylish updated lighting that brings warmth and personality to the home. Just off the entry, a flexible office or den with barn door entry provides the perfect space for working from home, hobbies, or additional guest accommodations. The open-concept living area is designed for easy everyday living and entertaining. The spacious great room is accented by Roman shades and flows seamlessly into the dining area. At the heart of the home, the kitchen combines crisp contemporary finishes with excellent functionality, featuring white and gray veined quartz countertops, white Shaker cabinetry with linear black hardware, a generous dining island with pendant lighting, pantry closet, stainless steel single-bowl sink, and stainless steel appliances including a gas range, refrigerator, dishwasher, and microwave. The private primary suite offers a peaceful retreat with a tray ceiling, recessed lighting, walk-in closet, and barn door entry to the ensuite bath. Dual sinks with white quartz countertops and a zero-entry shower create a clean, spa-inspired feel. A second bedroom and full bath provide comfortable accommodations for visiting family and friends, while the laundry room includes additional cabinetry for convenient storage. Outdoor living is equally inviting. Relax on the screened lanai overlooking peaceful pond views or step onto the extended paver patio to enjoy the Florida sunshine. Ceiling fans add comfort to the lanai, while a covered paver front porch creates a welcoming entrance. Additional features include a water softener, epoxy-coated garage floor, and a three-quarter-lite front entry door. WaterSong at RiverTown is a gated 55+ community offering an exceptional active-adult lifestyle with resident-exclusive amenity centers, resort and lap pools, fitness centers, pickleball and bocce courts, social gathering spaces, a biergarten, lake pavilion, dog park, and a full-time lifestyle director coordinating community activities and events. Residents also enjoy access to RiverTown's extensive amenities, including riverfront recreation, additional pools and fitness facilities, trails, sports courts, kayak access, clubhouses, and community events. All of this is conveniently located near shopping, dining, entertainment, world-class medical facilities, and the growing conveniences of St. Johns County, giving you the opportunity to enjoy a relaxed resort-style setting without sacrificing everyday accessibility.

110 Fly Line Drive, St. Johns
209 Larkin Place Unit #109, St. Johns
$183,000
2 Beds ⋅ 2 Baths ⋅ 2160860 MLS
Welcome to Greenstone! This rare 2-bedroom, 2-bathroom condo offers 1,079 sq ft of comfortable living space across two levels. Located on a quiet street, the home features an open layout with plenty of natural light, spacious bedrooms, and a reserved garage parking space for added convenience. The roof was replaced in 2025, providing added peace of mind. The HVAC and water heater, both from 2007, have been well maintained. Residents enjoy an impressive lineup of community amenities, including swimming pools, a waterslide, playground, clubhouse, fitness room, tennis courts, and basketball court. Amazing exclusive community on a great location without the premium price. Whether you're looking for a primary residence, second home, or investment opportunity, this condo offers comfort, convenience, and resort-style amenities in a desirable neighborhood. Some photos are rendered to visualize potential.

209 Larkin Place Unit #109, St. Johns
56 Downing Drive, St. Johns
$271,990
3 Beds ⋅ 3 Baths ⋅ 2163259 MLS
Lot 126 - The kitchen takes center stage in this thoughtfully designed townhome, offering a modern, streamlined layout perfect for today's lifestyle. Step inside to a welcoming kitchen featuring a spacious island and breakfast bar that overlooks the dining and living areas, creating a seamless flow for everyday living and entertaining. The open-concept design provides plenty of room for gathering with family and friends, while a first-floor laundry room and powder bath add everyday convenience. Upstairs, the private owner's suite features an en-suite bath and is thoughtfully positioned across from two additional bedrooms, ideal for family, guests, a home office, or flexible living space. Located in RiverTown, a premier master-planned community along the St. Johns River, residents enjoy resort-style amenities, fitness facilities, parks, scenic trails, and year-round opportunities to connect, relax, and explore in beautiful Northeast Florida.

56 Downing Drive, St. Johns
38 Downing Drive, St. Johns
$271,990
3 Beds ⋅ 3 Baths ⋅ 2163258 MLS
Lot 121 - The kitchen takes center stage in this thoughtfully designed townhome, offering a modern, streamlined layout perfect for today's lifestyle. Step inside to a welcoming kitchen featuring a spacious island and breakfast bar that overlooks the dining and living areas, creating a seamless flow for everyday living and entertaining. The open-concept design provides plenty of room for gathering with family and friends, while a first-floor laundry room and powder bath add everyday convenience. Upstairs, the private owner's suite features an en-suite bath and is thoughtfully positioned across from two additional bedrooms, ideal for family, guests, a home office, or flexible living space. Located in RiverTown, a premier master-planned community along the St. Johns River, residents enjoy resort-style amenities, fitness facilities, parks, scenic trails, and year-round opportunities to connect, relax, and explore in beautiful Northeast Florida.

38 Downing Drive, St. Johns
48 Downing Drive, St. Johns
$266,990
3 Beds ⋅ 3 Baths ⋅ 2163254 MLS
LOT 124 - The Carver two-story townhome offers a one-of-a-kind, contemporary design in a resort-style community unlike any other. Ideal for today's busy lifestyles--whether you're a first-time buyer, a growing family, or an individual homeowner--it features an open-concept layout where living and dining spaces blend seamlessly, perfect for entertaining or relaxing. The kitchen with breakfast bar overlooks this airy space, and the nearby powder and laundry rooms add everyday convenience. Upstairs, the owner's suite is set apart from two versatile bedrooms--ideal for a nursery, home office, wellness space, or welcoming back a college student. No other home matches this modern layout in such a vibrant setting. RIVERTOWN, a master-planned community along the St. Johns River, offers unmatched amenities focused on fitness, fun, and connection. Residents enjoy parks with scenic views, miles of nature trails, and year-round sunshine in beautiful northeast Florida.

48 Downing Drive, St. Johns
44 Downing Drive, St. Johns
$266,990
3 Beds ⋅ 3 Baths ⋅ 2163251 MLS
LOT 123 - The Carver two-story townhome offers a one-of-a-kind, contemporary design in a resort-style community unlike any other. Ideal for today's busy lifestyles--whether you're a first-time buyer, a growing family, or an individual homeowner--it features an open-concept layout where living and dining spaces blend seamlessly, perfect for entertaining or relaxing. The kitchen with breakfast bar overlooks this airy space, and the nearby powder and laundry rooms add everyday convenience. Upstairs, the owner's suite is set apart from two versatile bedrooms--ideal for a nursery, home office, wellness space, or welcoming back a college student. No other home matches this modern layout in such a vibrant setting. RIVERTOWN, a master-planned community along the St. Johns River, offers unmatched amenities focused on fitness, fun, and connection. Residents enjoy parks with scenic views, miles of nature trails, and year-round sunshine in beautiful northeast Florida.

44 Downing Drive, St. Johns
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