Cross Creek Homes under $400,000

Cross Creek Homes under $400,000

Welcome to Cross Creek, a vibrant subdivision nestled in the charming city of Green Cove Springs, Florida. This picturesque community is located in Clay County, offering a perfect blend of suburban tranquility and easy access to urban conveniences. Cross Creek is an ideal destination for families, first-time homebuyers, and anyone looking to enjoy the laid-back Florida lifestyle.

One of the standout features of Cross Creek is its impressive array of homes priced under $400,000. Here, you’ll find a diverse selection of properties that cater to various tastes and needs. From cozy single-family homes to modern townhouses, each residence is designed with comfort and style in mind. Many homes boast open floor plans, spacious backyards, and contemporary finishes, ensuring that you’ll find the perfect fit for your lifestyle without breaking the bank.

The community itself is a haven for outdoor enthusiasts, with nearby parks, walking trails, and recreational facilities that encourage an active lifestyle. Families will appreciate the excellent schools and friendly neighborhood atmosphere, making Cross Creek a great place to raise children.

Conveniently located just a short drive from downtown Green Cove Springs, residents can enjoy a variety of shopping, dining, and entertainment options. Plus, the stunning natural beauty of the St. Johns River is just minutes away, offering endless opportunities for boating, fishing, and relaxation.

Come explore Cross Creek, where affordable homes meet a welcoming community, and discover your dream home in this delightful corner of Florida!

Newest Cross Creek Homes under $400,000

2242 Wagon Lane, Green Cove Springs
$299,900
4 Beds ⋅ 2 Baths ⋅ 2168598 MLS
RARE OPPORTUNITY WITH AN ASSUMABLE MORTGAGE OPTION! Welcome home to 2242 Wagon Lane in the sought-after Cross Creek community of Green Cove Springs! This beautiful 4-bedroom, 2-bath home offers the perfect combination of comfort, space, and Florida living. The true showstopper is the OVERSIZED, FULLY FENCED BACKYARD, offering incredible room for entertaining, pets, outdoor activities, or creating your own private backyard oasis! Enjoy resort-style community amenities that make everyday living feel like a vacation. Whether you're relaxing at home or enjoying everything Cross Creek has to offer, this home checks all the boxes! HUGE BUYER BONUS: An assumable mortgage option may be available, subject to lender approval, buyer qualification, and applicable loan terms. Don't miss your chance to make this incredible home yours. Schedule your private showing today!

2242 Wagon Lane, Green Cove Springs
2880 Wild Pine Lane, Green Cove Springs
$375,000
3 Beds ⋅ 2 Baths ⋅ 2168593 MLS
This like new home is ready for it's next owner! Fresh colors and an open floor plans. I the current owners hate to leave but their family is expanding and need more room. Come by and I sure you will love this property.

2880 Wild Pine Lane, Green Cove Springs
2649 Oak Stream Drive, Green Cove Springs
$390,000
5 Beds ⋅ 3 Baths ⋅ 2168533 MLS
Seller is offering 3% Closing Cost Credit to buyer with accepted offer! Situated on a premium, oversized lot with peaceful pond view, this beautifully upgraded 5-bed, 3-bath home offers more than the standard builder finishes—and the sellers have already done the work for you. The open-concept main level has been thoughtfully upgraded with quality LVP flooring that continues up the staircase, new lighting throughout, and a kitchen that feels anything but builder-grade. Granite countertops, a tile backsplash, upgraded sink and faucet, and all-new appliances—including a refrigerator, double oven, microwave, and dishwasher—give the space a fresh, elevated feel. All three bathrooms have also been updated with granite countertops, while the primary bath features new mirrors and lighting. Upstairs, the spacious primary suite and three additional bedrooms are situated around a comfortable loft, creating the perfect bonus space for a game room, playroom, home office, or second living area. Outside, the premium lot is another standout. Enjoy peaceful pond views and more outdoor space than many of the homes currently available in the community. Located in the sought-after Cross Creek community in Green Cove Springs, residents enjoy an impressive lineup of newer amenities including a resort-style pool, fitness center, tennis and pickleball courts, volleyball courts, playground, dog park, and even boat and RV storage available for an additional fee. If you've been searching for a 5-bedroom home in Green Cove Springs with pond views, upgraded finishes, flexible living space, and resort-style neighborhood amenities, this one deserves a closer look.

2649 Oak Stream Drive, Green Cove Springs
2479 Falling Star Lane, Green Cove Springs
$285,000
3 Beds ⋅ 2 Baths ⋅ 2167382 MLS
Welcome home to this like new 3 bedroom 2 bathroom home built in 2024 located in the desirable Cross Creek community! Built in 2024, this nearly new home offers the ease and peace of mind of newer construction without the wait. The open concept floor plan is designed for every day living and entertaining. The split layout gives the primary bedroom privacy and flexibility for guests, home office or hobby space in the additional two bedrooms. Some upgrades include a fully fenced in back yard and a recently installed whole house security system. As part of DR Horton "smart home" package there is also a smart thermostat, lighting and locks. Cross Creek is also conveniently located minutes away from all of Fleming Island's shopping and services. Plus, NAS JAX is a quick 25 minute drive away! The beautiful new amenity center features a clubhouse, pool, kids splash zone, fitness center and sports courts!

2479 Falling Star Lane, Green Cove Springs
2659 Oak Stream Drive, Green Cove Springs
$309,900
4 Beds ⋅ 3 Baths ⋅ 2167292 MLS
Welcome home to 2659 Oak Stream Drive! This spacious two-story home offers a bright, open floor plan designed for comfortable everyday living and easy entertaining. The main living area flows seamlessly into the kitchen and dining space, creating an inviting gathering area with plenty of room to spread out. The kitchen features abundant white cabinetry, generous counter space, a center island and stainless steel appliances. Upstairs, you'll find four bedrooms along with a conveniently located laundry room. The flexible bedroom layout provides plenty of options for guest space, a home office, playroom or additional living space. Step outside to a fenced backyard overlooking the water, offering an open and peaceful backdrop with plenty of room to enjoy the Florida lifestyle. With generous interior living space, a two-car garage and a versatile floor plan, this home offers a great opportunity to make it your own.

2659 Oak Stream Drive, Green Cove Springs
2326 Evening Oaks Lane, Green Cove Springs
$245,000
4 Beds ⋅ 2 Baths ⋅ 2164548 MLS
Short Sale. Welcome to this 4-bedroom, 2-bath home in Green Cove Springs offering approximately 1,700 sq ft of comfortable living space. Built in 2021, this home features a functional layout with plenty of room for everyday living and entertaining. Step outside to the fully fenced backyard overlooking the pond, creating a peaceful setting to relax, entertain, or enjoy the Florida weather. The pond view adds a great backdrop with no immediate rear neighbor. Conveniently located near shopping, schools, parks, and all that Green Cove Springs has to offer. Whether you're looking for extra bedrooms, home office space, or room for guests, this home offers plenty of flexibility. Schedule your showing and come see the possibilities at 2326 Evening Oaks Lane! NO CREATIVE FINANCING OR SUB TO DEALS

2326 Evening Oaks Lane, Green Cove Springs
2458 Falling Star Lane, Green Cove Springs
$268,500
3 Beds ⋅ 2 Baths ⋅ 2164380 MLS
FALL in love with the perfect blend of modern construction and timeless bungalow charm!! Built in 2023 and meticulously maintained by its current owner, this 3 bedroom 2 bath gem feels more polished than a model home! From the moment you arrive, the manicured garden beds and striking curb appeal welcome you into a space that is truly, light, bright and airy. The heart of the home features an expansive open concept kitchen and living area, ideal for hosting friends, or quiet evenings. Thoughtful, neutral decorative touches abound, providing a sophisticated backdrop that suits any style. Enjoy ultimate privacy with a split floor plan separating the spacious owners suite from two additional bedrooms. Stop outside and enjoy the vibrant Cross Creek lifestyle! With wide walkable sidewalks, you are just a stroll away from the communities resort style pool, fitness center, playground and clubhouse. Don't miss this gem!! Call for your private preview

2458 Falling Star Lane, Green Cove Springs
2486 Oak Stream Drive, Green Cove Springs
$279,000
4 Beds ⋅ 2 Baths ⋅ 2164049 MLS
ASK HOW TO GET A LOWER INTEREST RATE!!!!! Better than new, this impeccably maintained, 4-bedroom, 2-bath home in Green Cove Springs is only four years old and truly stands out from the competition! The open-concept floor plan features spacious rooms and a light-filled living area, creating a comfortable and inviting space for everyday living and entertaining. The kitchen offers stainless steel appliances, white shaker-style cabinets and plenty of workspace. Sliding glass doors open to an oversized concrete patio and fully fenced backyard overlooking a peaceful preserve--with no rear neighbors. Exceptionally clean and carefully maintained, this home feels nearly new. Cross Creek residents enjoy a clubhouse, pool, fitness center and sports courts, along with convenient access to Fleming Island shopping, dining and services.

2486 Oak Stream Drive, Green Cove Springs
3119 Rustic Deer Way, Green Cove Springs
$319,000
3 Beds ⋅ 2 Baths ⋅ 2162717 MLS
This pristine 2023 home sits on a premier 8,467sq ft eyebrow cul-de-sac lot on a no-through street and enjoys permanent backyard nature views of a lush forest preserve. This home offers the perfect blend of comfort, style, and convenience. Features 3BD/2BA layout with 2-car garage, luxury master bath glass shower enclosure, upgraded electrostatic MERV filtration HVAC system, durable LVP flooring, smart home security/thermostat allowing you to monitor and control your home remotely. Enjoy Cross Creek's resort-style pools, clubhouse, fitness center, & sports courts with low HOA fees. Zoned for top Clay County schools, minutes to Fleming Island's outstanding shopping, dining, and entertainment & NAS Jax. Better-than-new, meticulously maintained by the original owner, move-in ready for your family to add your personal style and make this beautiful Cross Creek home yours before the December 31, 2026 deadline!

3119 Rustic Deer Way, Green Cove Springs
2249 Shady Breeze Lane Unit 2F, Green Cove Springs
$284,900
3 Beds ⋅ 2 Baths ⋅ 2162545 MLS
Great Lot Alert! No neighbors to one side just open green space, a large well maintained lake is in front and the home backs to preserve which is fully fenced. Located in beautiful Cross Creek in North Green Cove Springs, it would be hard to find a lot better than this one in the neighborhood. Home has been upgraded with clean quartz countertops, no carpet, just easy to maintain LVP. Owners suite has two large closets and upgraded vanity with walk in shower. Ceiling fans, upgraded cabinetry and more upgrades make this house feel like home. If you are looking in the area make sure to check this one out.

2249 Shady Breeze Lane Unit 2F, Green Cove Springs
2434 Oak Stream Drive, Green Cove Springs
$289,900
4 Beds ⋅ 2 Baths ⋅ 2161966 MLS
Exciting opportunity in Cross Creek Subdivision. One story home with separate bedrooms, and wooded back yard. This property is eligible under the Freddie Mac First Look Initiative through 9/24/2026.

2434 Oak Stream Drive, Green Cove Springs
2777 Oak Stream Drive, Green Cove Springs
$262,900
4 Beds ⋅ 2 Baths ⋅ 2161843 MLS
LIKE NEW! Bright and spacious this 4 bedroom, 2 full bath home features vinyl and carpet throughout, a kitchen that opens up to the living room and a backyard backing onto a pond. Property is being sold ''As-Is'' with the right to inspect. Seller will make no repairs. seller will not pay for or provide survey. This property may qualify for Seller Financing (Vendee). If property was built prior to 1978, Lead Based Paint Potentially exists. Please see attachments for offer instructions.

2777 Oak Stream Drive, Green Cove Springs
Start Your Search
© 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved. This data is up-to-date as of . For the most current information, contact Gail DeMarco.